What happens next?
After you select your coverage, you can apply in about 5 minutes online. Most people don’t need a medical exam, but if you do we’ll let you know. It’s always convenient, easy, and free.
What if I change my mind during or after my application?
You may start an application and withdraw from the application process at any time without penalty. Before issuing any coverage to you, we will tell you the amount of coverage and premium we will offer you. If you like our offer, you can add your electronic signature at the end of the application to confirm the information provided is correct, and you will be issued coverage. You always have a 30 day period to cancel coverage and get your money back if you change your mind.
Is this quote my final price?
No—this quick quote calculator gives you an estimate of what term life insurance coverage could cost for you. You’ll get your real rate when you apply and your application is approved. With Ethos, the application is always free.