In short, yes. Ethos is designed so that you can apply for life insurance the way you want.

It’s possible to be denied coverage, but your history of health problems shouldn’t stop you from applying.

Depending on the product, Ethos may not be able to offer you coverage if you intend to replace existing coverage.

Yes. The policies we sell cover coronavirus.

Yes, some Ethos policies include riders.

Ethos offers term and permanent life insurance options.

The policies we offer are insured by some of the world’s best life insurance companies.

We love referrals! Share Ethos with friends and family.

Ethos makes it easy for families to get affordable life insurance coverage to protect their loved ones.

We offer a wide range of coverage options. Coverage amounts vary by policyholder eligibility, policy type and carrier.

Ultimately, it is up to the beneficiary to decide how to use the death benefit.

Yes. Each policy has a 30-day money-back guarantee. After that, you can cancel anytime with no extra fees.

US citizens and permanent residents from ages 20-85 may apply in every US state, except New York.

Sequoia, Accel, GV, Goldman Sachs, Jay-Z, and Will Smith—to name a few.