4.8
4,000+ Trustpilot reviewsreviews on Trustpilot
Protect your family
in minutes
Protect your family
in minutes
Affordable life insurance
with no medical exams. 100% online.
Best
Term Life
Trusted
Provider

Use arrow keys to navigate testimonials, spacebar or enter to pause autoplay. On mobile, swipe left or right to navigate. Testimonials will be announced automatically as they change.
The #1 no-medical exam term life insurance
The #1 no-medical exam term life insurance
10 mins.
Get approved and covered in less time than it takes to finish your coffee
$3M
Flexible policy amounts, up to $3M without a medical exam
Free
All policies include our comprehensive will & trust plans at no additional cost
Best
We work with multiple carriers to bring you the best prices
How it works:
We calculate your rate in real time, so you can get covered in 10 minutes.
1/3: Answer online questions (no med exam)
2/3: See your rate instantly
3/3: Activate your coverage
Life insurance made easy
See how Ethos is changing the way people buy life insurance.

Traditional life insurance
Instant underwriting
No medical exams
Same-day coverage
Free legal will
Trusted carriers
Free Wills & Trusts
We've simplified estate planning so you can take care of it from your phone. Our estate plans are free with life insurance or can be purchased separately.

FAQs
Lock in your best price today
Over 40 years old? Your life insurance price will increase 10% every 6 months you wait to start coverage. With Ethos, getting covered only takes 10 minutes.
